eTap Inc. Marks 11 Years of Driving Financial Inclusion Across the Philippines Through ‘Phygital’ Innovation

Makati City, Philippines — Eleven Years Ago, Physical Distance And Rigorous
Paperwork Kept Modern Financial Services Out Of Reach For Millions Of Filipinos In Rural
And Underserved Areas. Today, Electronic Transfer & Advance Processing INC. (Etap
INC.) Stands As A Critical Pillar Of The Nation’s Financial Infrastructure, Celebrating Over A
Decade Of Bridging The Gap Between Cash And The Digital Economy.
Founded On June 25, 2015, By Chairman Percy Hernandez And Chief Executive
Officer Marlon Portugal, Etap Began As A Homegrown Fintech Challenger With Just Two
Employees. It Has Since Matured Into A Nationwide Force Of Over 1,000 Employees
Operating Across More Than 70 Cities And Provinces, Establishing Itself As A Premier
Authority In Self-service Technology.

Powering The ‘phygital’ Shift
At The Core Of Etap’s Mission Is The “Phygital” Economy—a Seamless Integration
Where Physical Cash Transactions Meet Digital Finance. This Network Provides A Vital
Gateway For The Unbanked Population To Digitize Their Currency And Access Modern
Financial Ecosystems.

The Company’s Robust Institutional Ecosystem Includes A Network Of More Than 7,000
Self-service Cash And Transaction Machines Strategically Deployed Nationwide.
Positioned In Everyday Accessible Locations, Such As Supermarkets, Pharmacies,
Convenience Stores, And Neighborhood Bakeries, These Self-service Machines Extend
A Financial Lifeline To Remote Provinces Lacking Traditional Bank Branches. To Date,
Etap’s Technology Has Served Over 16 Million Unique Customers, Providing Frictionless
Avenues To Pay Bills, And Top Up Digital Wallets, And Access Essential Services.

An Integrated Ecosystem For Business Growth
For Corporate Partners, Utility Providers, And Financial Institutions, Etap Serves As An
Institutional Multiplier. By Integrating With The Self-service Network, Enterprises Can
Expand Their Physical Footprint Without The Overhead Of Traditional Brick-and-mortar
Locations. Over 800 Partner Billers Currently Leverage The Platform To Streamline

This End-to-end Institutional Capability Relies On A Structured Ecosystem Powered By
Two Core Sister Companies. The First Subsidiary, Etap Solutions INC., Acts As A Leading
Operator Of Cash And Payment Transaction Machines To Bring Financial Participation
Directly To Underserved Communities.

Ironclad Security And Compliance

As A Registered Operator Of Payment Systems (Ops), Etap Maintains A Strong Focus
On Data Protection And Operational Trust. The Company Has Achieved Three
Prestigious International Organization For Standardization (ISO) Certifications To
Ensure An Impregnable Ecosystem. These Honors Include ISO 27001:2022 For
Information Security Management System, Which Validates World-class Defenses
Against Data Threats. The Company Also Holds ISO 9001:2015 For Quality Management
System To Ensure High-performing Operational Standards, Alongside ISO 27701:2019
For Privacy Information Management System, Confirming An Absolute Commitment To
Safeguarding Consumer Data Privacy.

Looking To The Future

Marking Its 11th Year, Etap Has Introduced A Refreshed, Sleek Brand Identity That
Reflects Its Evolution Into A Future-ready Financial Leader. More Than A Payment
Platform, Etap Now Offers A Comprehensive Ecosystem That Seamlessly Integrates
Customizable Hardware, Advanced Software, And End-to-end Cash Management And
Operational Support. Alongside Technological Growth, The Company Remains
Dedicated To Its Social Compact, Funding Educational Scholarships For The Children Of
Its Workforce And Conducting Annual Outreach Initiatives For Marginalized Sectors. As
The Financial Landscape Continues To Digitize, Etap INC. Remains Committed To
Ensuring That Technological Progress Includes The Unbanked, Standing Firmly As The
Self-service Bridge That Connects Every Filipino To Economic Opportunity.

To Know More About Etap INC. Kindly Visit Their Website At HTTPS://Www.etap.com.ph/.

About Etap INC.
Electronic Transfer & Advance Processing INC. (Etap INC.) Is A Leading Homegrown
Fintech Provider And Authority In Self-service Technology In The Philippines.

Established In 2015, The Company Specializes In “Phygital” Financial Solutions,
Operating An Expansive Network Of Payment Self-service Machines That Seamlessly
Bridge Traditional Cash And Digital Finance For Millions Of Consumers And Hundreds Of
Partner Billers Nationwide.

Source: eTap